Portugal Home Grants

IFRRU 2020 rehabilitation loans: is it open, who can apply?

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The IFRRU 2020 site invites applications for below-market loans to rehabilitate whole buildings but shows no dates; its latest published figures are for the second half of 2024. The project must lie in an urban rehabilitation area (ARU).

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Status on 5 November 2026
No dates on the official site; latest figures dated second half of 2024
What it offers
Loans on better-than-market terms for the full rehabilitation of buildings for housing or other uses, with energy efficiency measures in one request
Where
The building must be in an urban rehabilitation area (ARU); the municipality gives a binding opinion first, through its IFRRU 2020 contact point
Also needed
An energy certificate before and after the works, from an ADENE-qualified expert
Who lends
Santander Totta, Banco BPI and Millennium BCP, selected by tender
Size
Funding capacity of 1,400 million euros
Figures, second half of 2024
474 financing contracts and 818 applications
Official page
ifrru.ihru.pt/web/guest/candidaturas
Sources
ifrru.ihru.pt
ifrru.ihru.pt/web/guest/ifrru2020
ifrru.ihru.pt/web/guest/candidaturas
Checked
2026-11-05

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